Credit Recovery Executive – Malta
Functional group: Commercial Department
Unit: Credit Recovery Unit
The person in this position would be responsible for :
· Recovery of overdue accounts in a timely manner and in line with the Bank’s Rules and Procedures.
· Monitoring and analysing non-performing accounts and preparing reports on high risk accounts including recommendations for resolution.
· Negotiating payment programmes for overdue re-payments with customers, monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to Senior Management and suggest actions or penalties to be taken when appropriate.
· Preparation of monthly reports.
· Liaising with the Bank’s Lawyers when required.
· Attending court sessions.
· Assisting the Office Manager in the running of the office as dictated by the exigencies of the service
Organisational / managerial skills:
· Client orientation
· Problem analysis and resolution
· Objective oriented
· Relationship and persuasion
· Open to change
· Team player
· Orientation to the market best practices/benchmarking
· Integrity and trust
· Innovation and Creativity
· Accuracy and attention to detail
· Technical knowledge
· Strategic vision of the activity
· Communication Techniques
· Planning and organization
· Leadership and team development
· Credit analysis
· Laws and rules applicable to the function
· Credit manual
· Internal procedures
· Products/services and banking operations
· Systems and applications specific to the area/function
· Academic background
· Degree or Diploma in economics, business management or banking and finance
· Professional training
· Previous experience Minimum of 3 years Banking experience and one year experience working in a similar role
If you are interested in this position or know of anybody who may be, Kindly send a copy of your latest CV in a Word Document format to Eli Foley on firstname.lastname@example.org or contact us on +356 27 204 518 for more information.
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